Event 90568: Fire Alarm Commissioning

INSURANCE REQUIREMENTS
Information Technology - Professional Services
Prior to the commencement of this Agreement, the Vendor shall procure and maintain at all times during the term
of this Agreement insurance against claims for bodily injury or property damage which may arise from or in
connection with services performed under this Agreement and from the negligent acts, omissions and errors of
the Vendor, its officers, agents, representatives or employees. The insurance carriers used must be authorized to
conduct business in the State of Illinois and shall have an A.M. Best rating of not less than A: VII.
Contractor's insurance policies shall contain no exclusions for work performed under the Agreement for Chicago
Housing Authority or Low-Income Housing exposure. Policies must waive subrogation or any other right of
recovery Contractor or its insurer(s) may have against CHA because of payments made for injuries or damages
arising out of your ongoing operations of "your work" done under a contract with CHA.
Minimum Coverage and Limit Requirements
1. Commercial General Liability: General Liability Insurance on an occurrence basis with limits not less than
$1,000,000 per occurrence with an aggregate of not less than $2,000,000 covering bodily injury and
property damage. This coverage shall also include, but not be limited to, contractual liability, products
and completed operations, personal and advertising injury.
2. Workers' Compensation and Employer's Liability: Coverage must be in accordance with the laws of the
State of Illinois and include a waiver of subrogation in favor of Chicago Housing Authority.
Coverage A - Statutory Limits
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Coverage B - Employers Liability - $500,000 bodily injury or disease each accident; each employee
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3. Auto Liability: Required when any vehicles (owned, hired and/or non-owned) are used in connection with
the Services to be performed, coverage limits of not less than $1,000,000 per occurrence combined single
limit for Bodily Injury and Property Damage.
4. Professional Liability: Coverage is required when services are performed by licensed professionals and/or
Scope involves performing any financial, auditing, consulting, design, engineering, surveying, testing, or
other professional services. Professional Liability insurance appropriate to the Contractor's profession
shall provide coverage for the acts, errors, or omissions with a limit of not less than $1,000,000 per claim
or occurrence. When policies are renewed or replaced, the policy retroactive date must coincide with, or
precede, the start of Services under the Agreement. A claims-made policy which is not renewed or
replaced must have an extended reporting period of two (2) years following termination of Agreement.
5. Technology Errors & Omissions (including Cyber Liability): Required when Vendor/Consultant provides
technology services or technology products under this Agreement, insurance appropriate to the
professional services being performed shall provide coverage for the acts, errors, or omissions of
Vendor/Consultant with a limit of not less than $1,000,000 per occurrence or claim and $2,000,000 in
aggregate. Coverage shall be sufficiently broad to respond to the duties and obligations as is undertaken
by the Vendor in this agreement and shall include, but not be limited to, claims involving security breach,
system failure, data recovery, business interruption, cyber extortion, social engineering, infringement of
intellectual property, including but not limited to infringement of copyright, trademark, trade dress,
invasion of privacy violations, information theft, damage to or destruction of electronic information,
CHA Insurance Requirements 03/2026

release of private information, and alteration of electronic information. The policy shall provide coverage
for breach response costs, regulatory fines and penalties as well as credit monitoring expenses.
Related Insurance Requirements
The Certificate of Insurance evidencing the minimum coverages required herein shall be in force on the Effective
Date of the Contract and continuously throughout the duration. The required documentation must be received
prior to the commencement of work under this Agreement.
It is understood and agreed to by the parties hereto that Chicago Housing Authority and others listed below shall
be included as Additional Insureds on Vendor's liability policies, with the exception of Professional Liability and
Employer's Liability and such insurance is primary to and will not seek contribution from any insurance,
deductibles, self-insured retentions and/or self-insured programs available to Chicago Housing Authority.
Certificate Holder: Chicago Housing Authority
60 E Van Buren
Chicago, IL 60605
Additional Insureds: Collectively referred to as the "Additional Insureds" shall include Chicago Housing
Authority, Chicago Housing Administration, LLC; and/or other Partnership, Limited
Liability Company as established by CHA; its respective commissioners, board members,
officers, directors, agents, property management firms, agents, employees, invitees and
visitors.
Primary Coverage: For any claims related to this Agreement, the Vendor's insurance coverage shall be the
primary policy. The Vendor expressly understands and agrees that any insurance or self-
insurance programs maintained by the CHA shall apply in excess of and shall not
contribute with insurance provided by the Vendor.
Prior to the issuing of the Notice to Proceed by the CHA, the Vendor shall submit a Certificate of Insurance via
PINS Advantage Certificate Tracking System, evidencing compliance with the insurance requirements set forth
above. You will receive an email with instructions for the submission of your insurance. Copies of the
endorsement(s) adding the CHA to Vendor's policy as an additional insured are required upon request. Updated
Certificates of Insurance are required for policies which renew during the term of this Agreement or extensions
thereof. Under no circumstances shall the Vendor allow any required coverage to lapse, cancel or non-renew
throughout the duration of the Agreement or extensions thereof.
At the CHA's option, non-compliance will result in (1) all payments due the Vendor being withheld until the Vendor
has complied with the Agreement; or (2) the Vendor will be assessed Five Hundred Dollars ($500.00) for every day
of non-compliance; or (3) the Vendor will be immediately removed from the premises and the Agreement will be
terminated for default. The receipt of any certificates does not constitute agreement by the CHA that the
insurance requirements in the Agreement have been fully met or that the insurance policies indicated on the
certificate comply with all Agreement requirements. The insurance policies shall provide for thirty (30) days prior
written notice to be given to the CHA in the event coverage is substantially changed, canceled or non-renewed.
The Authority in no way warrants that the minimum limits contained herein are sufficient to protect the Authority
from liabilities that might arise out of the performance of the work under this Agreement by the Vendor or its
Subcontractors. The Vendor shall assess its own risks and, if it deems appropriate and/or prudent, maintain higher
CHA Insurance Requirements 03/2026

limits and/or broader coverages. If the Vendor maintains broader coverage and/or higher limits than the minimum
requirements above, CHA and Additional Insured require and shall be entitled to same. The Vendor is not relieved
of any liability or other obligations assumed or pursuant to the contract by reason of its failure to obtain or
maintain sufficient insurance.
The Vendor shall require all subcontractors to carry the insurance required and adhere to the same requirements
and conditions as outlined above.
The Vendor expressly understands and agrees that any insurance or self-insurance programs maintained by the
CHA shall apply in excess of and will not contribute with insurance provided by the Vendor and/or any of its
subcontractors.
CHA Insurance Requirements 03/2026