RFP 210 - Insurance and Bond Coverages 2026

Location:	Louisiana
Posted:	Mar 11, 2026
Due:	Apr 10, 2026
Agency:	St. Tammany Parish Public Schools
Type of Government:	State & Local
Category:	G - Social Services
Solicitation No:	RFP 210
Publication URL:	To access bid details, please log in.

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ST. TAMMANY PARISH SCHOOL BOARD

COVINGTON, LOUISIANA

REQUEST FOR PROPOSALS ON

INSURANCE AND BOND COVERAGES 2026

The St. Tammany Parish School Board will receive written proposals until 3:00 PM on Friday, April 10,

2026, to provide insurance and bond coverages for the policy period beginning July 15, 2026, and in

accordance with the following instructions and specifications. All proposals arriving after the above date

and time will be returned unopened to the proposers.

1. All proposals shall be received by the date above and at the St. Tammany Parish School Board Office

located at 321 N. Theard Street, Covington, LA 70433 by one of the methods below. Any proposals

arriving after this date and time or not in the proper location or format will be considered non-

responsive and not considered.

2. Proposals may be sent via registered or certified mail, UPS or FedEx with a return receipt requested,

hand delivered, or submitted electronically.

3. Proposals may be submitted electronically at www.centralbidding.com.

4. You can find related materials including detailed specifications necessary to complete your proposal

at www.centralbidding.com and/or www.stpsb.org/bids.

5. Any conventional paper proposals must be clearly marked on the exterior packaging "RFP # 210 -

INSURANCE AND BOND COVERAGES 2026 - April 10, 2026. An original, five (5) copies and

an electronic copy (i.e., flash drive, USB drive, CD, etc.) of the proposal shall be submitted.

6. Proposals submitted will be evaluated by a committee consisting of at least three (3) members

appointed by the Superintendent. During the evaluation process, evaluators may, at their discretion,

request anyone or all firms/individuals to make oral presentations. Such presentations may be

requested with as little as 48 hours' notice and will provide firms with an opportunity to answer any

questions the evaluators may have on a firm's proposal. Not all firms may be asked to make such oral

presentations.

7. Proposals should be prepared in a concise and economical manner and need not contain any special

bindings, materials, promotional materials, et cetera. Proposal emphasis should be given to

completeness and clarity of content. All costs associated with developing, preparing, copying and

participating in the proposal process are entirely the responsibility of the proposer. The St. Tammany

Parish School Board will not in any way be responsible for costs incurred by prospective proposers.

8. Successful bidder must consent to and yield to the exclusive venue and jurisdiction of the 22nd Judicial

District Court for the Parish of St. Tammany, and waive any and all claims of entitlement to removal

of any case from this jurisdiction, including any removal to any Federal Court, in connection with any

proposal or bid.

9. The successful bidder must be authorized by the Secretary of State to do business in Louisiana

pursuant to applicable law. Documentation of such authorization must be provided if requested by

the St. Tammany Parish School Board.

10. The following is a list of coverages required by the School Board for this policy term. Agents may

submit a proposal for anyone or all lines listed. The School Board reserves the right to award on an

individual basis or as a package:

a. Errors & Omissions Coverage including Employment Practices

Liability Coverage

b. Property Insurance

c. Computer Equipment Coverage

d. Cyber Liability Coverage

e. General Liability Coverage

f. Commercial Automobile Coverage

g. Public Employees Blanket Bond

h. Depositors Forgery Bond

i. Worker's Compensation

NOTE:

Policy proposals of property insurance with a commission above eight percent (8%) commission

will not be considered, excluding NFIP. Proposals for one (1) year policy terms are to be

provided.

11.Specifications and account data along with information or facts for each coverage can be

obtained by contacting Ronald Randolph, Supervisor of Purchasing at 985-898-3224 or via

email at ronald.randolphrgjstpsb.org, Variations from specifications may be considered.

Please propose all lines of coverage as a package, but where appropriate, price separately by

lines. A copy of the proposed policies and/or complete outline of policy coverage including

all exclusions and exceptions must accompany each proposal.

12.These specifications should be considered general and are not intended to limit an agent,

broker or company from proposing any new or innovative self-insured plans that could

benefit the St. Tammany Parish School Board.

13.Give full name of each company or companies indicating latest A.M. Best's rating and

whether admitted or non-admitted carriers for each quotation. AgentlBroker must submit

evidence of Errors & Omissions Insurance with a limit of at least $1,000,000.00.

14.Prompt, efficient and competent servicing of the insurance needs of the St. Tammany Parish

School Board together with financial conditions and willingness of the insurance carrier to

accord deference to the Board relative to claim/litigation management and choice of defense

counsel, if necessary, will be important considerations in the award of the contract.

15.In accordance with Revised Statute 38:2237A(9), the St. Tammany Parish School Board may

reject any or all proposals when it is deemed that such action is in the best interest of the

School Board.

16. Questions regarding this Request for Proposal will be accepted until Tuesday, March 31,

2026 at 4:00 PM via email to purchasing@stpsb.org.

ST. TAMMANY PARISH SCHOOL BOARD

COVINGTON, LOUISIANA

REQUEST FOR PROPOSALS

ON INSURANCE COVERAGES

SPECIFICATIONS & INFORMATION PACKAGES

1. Experience and professional qualifications:

(a) Provide a brief narrative summarizing your company's ability to meet the

requirements of this RFP. Include:

• Length of time your company has been in business as an insurance agency,

• Location of the principal office of your company,

• Identify principal team members with their individual roles and experiences

with organizations similar in size and discipline as STPSB.

(b) Identify the location from which the account will be served.

2. References:

(a) Provide a minimum of three (3) references from clients of similar size and

discipline and any other pertinent information on the firm's experience in

working with school districts and other government entities.

(b) Provide a list of other Louisiana public entities who are currently clients of your

agency. Special emphasis will be placed on Louisiana School Boards. Please

provide name and telephone number of individuals who may be called as

references.

3. Coverage Requirements:

Property Insurance

(a) The St. Tammany Parish School Board has a self-insured program in place with

a $ 500,000 retention for all perils EXCEPT a named storm which has a

$10,000,000 retainedlimit.

(b) Named Storm coverage must have a minimum of$10,000,000.00 limit in excess

of the retained limit.

of $200,000,000.00 limit in excess of the retained limit.

(d) Minimum of an "A" rated Louisiana admitted carriers are preferred as set forth

in the AM Best ratings guide.

(e) Property Policies of Insurance must have 8% or less commission, excluding

NFIP.

(f) Quotations for the following level of insurance are requested:

Coverage

Property

Current Coverage

Deductible

Limits

$10,000,000 Named Windstorm;

$500,000 All Other Perils

$200,000,000 on any occurrence in

excess of policy deductible; Sublimit

of$10,000,000 Named Storm.

Property Options Requested

Deductible

Limits

$15,000,000 Named Windstorm;

$500,000 All other Perils

$20,000,000 Named Windstorm;

$500,000 All other Perils

$200,000,000 on any occurrence in excess

of policy deductible; Sublimit of

$10,000,000 Named Storm.

$200,000,000 on any occurrence in excess

of policy deductible; Sublimit of

$10,000,000 Named Storm.

4. Coverage Requirements:

General Liability, Automobile Liability, School Board Legal, Employment Practices

(a) Minimum of an "A" rated Louisiana admitted carriers are preferred as

set-forth in the A.M. Best ratings guide.

REQUESTED COVERAGE

Liability Coverage

Med

Limits

Pay

SIR (Options)

General Liability $1,000,000 Each Occurrence $5,000 Current: $500,000

1$3,000,000 Aggregate

Additional Options:

Additional Limit Options:

$750,000 each

$2,000,000

occurrence

Sexual Abuse

$1,000,000 each Act

Current: $500,000

(sublimit ofGL) $1,000,000 Aggregate

Student In

$1,000,000 each Occurrence

Current: $500,000

Practicum

$1,000,000 Aggregate

(sublimit ofGL)

Fire Damage

$1,000,000 each Occurrence

Current: $500,000

Legal

1$1,000000 Aggregate

School Board

$1,000,000 each Occurrence

Current: $500,000

Legal (Educators $2,000,000 Aggregate

legal liability),

Employment

Practices &

Employee

Benefits

Automobile

$1,000,000 each Occurrence $5,000 Current: $500,000

Unlimited Aggregate

each occurrence

Additional Options:

$750,000 each

occurrence

Retroactive

Date

07115/2002

07/15/2002

5. Coverage Requirements:

Worker's Compensation

(a) The St. Tammany Parish School Board currently has a self-insured program in

place with a $1,000,000 retention. Coverage is statutory above the retention and

provides employer's liability limit of $1,000,000.

(b) Minimum of an "A" rated Louisiana admitted carriers are preferred as set forth

in the A.M. Best ratings guide.

6. Coverage Requirements:

Cyber Liability

(a) The St. Tammany Parish School Board currently has a $3,000,000 aggregate limit

of coverage with a $250,000 retained limit.

7. Coverage Requirements:

Boiler & Machinery

(a) The St. Tammany Parish School Board currently has a $150,000,000 coverage limit

with a $5,000 deductible.

8. Coverage Requirements:

Crime

(a) The St. Tammany Parish School Board currently has a $100,000 coverage limit with a

Single Loss Retention of $1,000.

This is the opportunity summary page. It provides an overview of this opportunity and a preview of the attached documentation.

RFP 210 - Insurance and Bond Coverages 2026

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