CMAR - Junction Road Paratransit / Fay Street Bus Operations & Maintenance Facility

Appendix A
Insurance Requirements
The Contractor agrees to maintain on a primary basis, at its sole expense, and at all times during the life
of this contract the following applicable coverages and limits. The requirements contained herein, as
well as the City's review or acceptance of insurance maintained by the Contractor, is not intended to,
and shall not in any manner, limit or qualify the liabilities or obligations assumed by the Contractor
under this contract.
Commercial General Liability - Combined single limit of no less than $1,000,000 each occurrence and
$2,000,000 aggregate. Coverage shall not contain any endorsement excluding or limiting
Product/Completed Operations, Contractual Liability, Cross Liability, or Personal and Advertising Injury
Liability.
Automobile Liability - Limits of no less than $1,000,000 Combined Single Limit. Coverage shall include
liability for Owned, Non-Owned, and Hired automobiles. In the event the Contractor does not own
automobiles, the Contractor agrees to maintain coverage for Hired and Non-Owned Auto Liability, which
may be satisfied by way of endorsement to the Commercial General Liability policy or by separate Auto
Liability policy. Automobile coverage is necessary only if vehicles are used in the provision of services
under this contract or are brought on a City site.
Umbrella or Excess Liability - The Contractor may satisfy the minimum liability limits required above
under an Umbrella or Excess Liability policy. There is no minimum Per Occurrence limit of liability under
the Umbrella or Excess Liability. However, the Annual Aggregate limits shall not be less than the highest
"Each Occurrence" limit for required policies. The Contractor agrees to endorse the City as an
"Additional Insured" on the Umbrella or Excess Liability unless the certificate of insurance states the
Umbrella or Excess Liability provides coverage on a "Follow-Form" basis.
Workers' Compensation & Employers Liability - The Contractor agrees to maintain Worker's
Compensation Insurance in accordance with Chapter 97 of the North Carolina General Statutes and with
Employer Liability limits of no less than $1,000,000 for each accident, each employee, and policy limit.
This policy must include a waiver of subrogation.
Additional Insured - The Contractor agrees to endorse the City as an Additional Insured on the
Commercial General Liability. The Additional Insured shall read "City of Durham as its interest may
appear".
Certificate of Insurance - The Contractor agrees to provide the City a certificate of insurance evidencing
that all coverage, limits, and endorsements required herein are maintained and in full force and effect,
and certificates of insurance shall provide a minimum thirty (30) day endeavor to notify, when available,
by the Contractor's insurer. If the Contractor receives a non-renewal or cancellation notice from an
insurance carrier affording coverage required herein or receives notice that coverage no longer complies
with the insurance requirements herein, the Contractor agrees to notify the City within five (5) Business
Days with a copy of the non-renewal or the cancellation notice or with written specifics as to which
coverage is no longer in compliance. The Certificate Holder address should appear as follows:

City of Durham
Attn: General Services Department
101 City Hall Plaza
Durham, NC 27701
All primary insurance carriers must be authorized to do business in North Carolina. As used in this
contract, "Business Day" is defined as any day other than Saturdays, Sundays, and any legal holiday
recognized by the City pursuant to City Code Section 42-16, as amended.