West Haven Animal Shelter Addition

City of West Haven
RFP-2026-32 Animal Shelter Addition
Insurance Requirements
Contractor/Vendor shall agree to maintain in force at all times during the contract the following minimum
coverages and shall name City of West Haven as an Additional Insured on a primary and non-contributory
basis to all policies, except Workers Compensation. All policies should also include a Waiver of
Subrogation. Insurance shall be written with Carriers approved in the State of Connecticut and with a
minimum AM Best's rating of "A-"VIII.
If any policy is written on a "Claims Made" basis, the policy must be continually renewed for a minimum
of two (2) years from the completion date of this contract. If the policy is replaced and/or the retroactive
date is changed, then the expiring policy must be endorsed to extend the reporting period for claims for
the policy in effect during the contract for two (2) years from the completion date.
Original, completed Certificates of Insurance must be presented to The City of West Haven prior to
contract issuance. Contractor/Vendor agrees to provide replacement/renewal certificates at least 30 days
prior to the expiration date of the policies. Should any of the above described policies be cancelled, limits
reduced or coverage altered, 30 days' written notice must be given to the City of West Haven.
General Liability: $1,000,000 each Occurrence
$2,000,000 General Aggregate
$2,000,000 Products/ Completed Operations Aggregate
Auto Liability: $1,000,000 Combined Single Limit each Accident
Any Auto, All Owned and Hired Autos
Workers Compensation: WC Statutory Limits
Employer Liability (EL)
$1,000,000 EL each Accident
$1,000,000 EL Disease each Employee
$1,000,000 EL Disease Policy Limits
Excess/ Umbrella Liability: $2,000,000 each Occurrence
$2,000,000 Aggregate
Builder's Risk/Installation Floater Insurance: $1,000,000 each Occurrence OR Limits equaling
The Value of the Project
Professional Liability/E&O: $1,000,000 each Wrongful Act
$1,000,000 Aggregate
Wording for Additional Insured Endorsement and Waiver of Subrogation:
The City of West Haven is listed as an Additional Insured on a primary and non-contributory basis on all
policies except Workers Compensation and Professional Liability. All policies shall include a Waiver of
Subrogation except Professional Liability and Builders Risk.