Disability Insurance for Residents

Location:	New York
Posted:	Jun 12, 2026
Due:	Jul 7, 2026
Agency:	Nassau University Medical Center
Type of Government:	State & Local
Category:	G - Social Services
Publication URL:	To access bid details, please log in.

Attachment Preview

NASSAU HEALTH CARE CORPORATION

(a/k/a the NuHealth System)

REQUEST FOR PROPOSAL (RFP)

FOR

DISABILITY INSURANCE FOR RESIDENTS

REQUEST FOR PROPOSAL #: 005-2026

Introduction

Nassau Health Care Corporation (“NHCC”) is seeking proposals from qualified, licensed insurance

providers to deliver comprehensive optional Long-Term Disability (LTD) and optional Short-Term

Disability (STD) insurance coverages. These coverages will support approximately 350 residents

and fellows in graduate medical education programs at Nassau University Medical Center

(“NUMC”).

Proposal Requirements

Proposals must comply with all instructions outlined in this RFP. Submissions that are incomplete

or fail to meet the specified requirements may be rejected without review.

Any contract awarded as a result of this RFP will supersede all prior contracts, bids, or agreements

related to Disability Insurance for Residents.

Communication Guidelines

All written communications regarding this RFP - including email correspondence - must clearly

reference the RFP title and number in the subject line to ensure proper handling.

Contacts and Submission

Nassau Health Care Corporation

Department of Legal Affairs

2201 Hempstead Turnpike, East Meadow, NY 11554

RFPSubmissions@numc.edu

Anticipated Schedule*

o Issue RFP

June 15, 2026

o Deadline for Questions

June 26, 2026

o Proposals Due

July 7, 2026 at 4:00 p.m.

o Interviews, if Required

To Be Determined

* Dates indicated above are subject to change at the sole discretion of Nassau Health Care Corporation.

SCHEDULE A

I. GENERAL INFORMATION

A. Background

Nassau Health Care Corporation (“NHCC”), also known as the NuHealth System, is a New York

State public benefit corporation established under the Public Authorities Law. NHCC operates:

• Nassau University Medical Center (NUMC): A 530-bed tertiary care teaching hospital.

• A. Holly Patterson Extended Care Facility (AHP): A 589-bed skilled nursing facility.

• Community Health Practices (CHP): Operated in partnership with Long Island FQHC, Inc.,

a non-profit, consumer-driven organization serving the region’s most vulnerable

populations.

NHCC is committed to delivering high-quality care, advancing medical education, and serving as

the safety-net health system for Nassau County residents.

Nassau University Medical Center (NUMC): Founded in 1935, NUMC is the County’s primary

source of advanced medical care. Its 19-story tower houses the region’s premier Level I Trauma

Center and serves as a hub for medical education through affiliations with the New York Institute of

Technology College of Osteopathic Medicine, the New York College of Pediatric Medicine, the

American University of the Caribbean School of Medicine, and the Donald and Barbara Zucker

School of Medicine at Hofstra/Northwell.

A. Holly Patterson Extended Care Facility (AHP): Nationally recognized as a model for skilled

nursing services, AHP provides innovative, patient-centered care that addresses residents’ physical,

emotional, and social needs in a supportive, healing environment.

Community Health Practices: NHCC’s community-based centers deliver comprehensive,

accessible, and preventive care to underserved communities across Long Island, ensuring every

resident has access to a trusted “medical home.”

II. SERVICES SPECIFICATIONS

A. Scope of Work

Purpose and Overview

• The Selected Vendor shall provide comprehensive, high-quality disability insurance

coverage and administration for approximately 350 residents and fellows enrolled in

Graduate Medical Education (GME) programs at Nassau University Medical Center

(NUMC).

Core Insurance Coverage Requirements

The Selected Vendor must provide a disability insurance program that includes, but is not limited

to, the following tiers of coverage:

• Short-Term Disability (STD): Comprehensive coverage designed to provide short-term

income replacement for residents and fellows experiencing temporary illnesses, injuries, or

medical conditions (including maternity leave).

• Long-Term Disability (LTD): Optional long-term disability coverage tailored to the unique

career trajectory and specialized needs of medical residents and fellows.

Plan Administration and Operational Support

The Selected Vendor shall be solely responsible for the operational execution of the disability

programs, which includes:

• Claims Administration: Providing an efficient, fair, and objective claims adjudication

process. This includes case management, benefit disbursements, and a clear, legally

compliant appeals process.

• Customer Service: Providing a dedicated, accessible customer service portal or call center

staffed by representatives trained to handle specific inquiries.

Compliance

• Regulatory Compliance: Assurance that all plans, communications, and claims processes

strictly adhere to statutory New York State disability laws, ERISA, HIPAA, and all other

applicable federal and state regulations.

Account Management

• Account Management: Assignment of an Account Manager to serve as the primary point of

contact for NUMC's GME and Human Resources administration.

Required Plan Design and Quoting Assumptions

• Proposers must clearly state all underwriting assumptions used in developing their proposal,

including any assumptions regarding enrollment, participation, evidence of insurability,

guaranteed issue, or exclusions.

• Proposers must identify all key plan design terms included in their quote, including waiting

or elimination periods, benefit percentage, maximum monthly benefit, benefit duration,

applicable definitions of disability, portability or conversion options, and any offsets or

coordination with other benefits.

• If any requested data is unavailable, the Proposer must identify any additional census,

claims, or eligibility information needed to finalize pricing and implementation.

• Any material assumptions, limitations, exclusions, implementation conditions, or deviations

from the requested coverage must be clearly disclosed in the proposal.

II. MINIMUM QUALIFICATIONS

The Proposer must demonstrate:

a. Minimum three (3) years of experience providing insurance coverage.

b. Experience supporting non-profit organizations or public benefit corporations.

c. Experience supporting healthcare organizations is a plus.

III. EVALUATION CRITERIA

Proposals will be evaluated based upon;

a. Cost effectiveness and financial value– 50%

b. Vendor expertise and quality of proposed solution – 50%

SCHEDULE B

I. PROPOSAL PROCESS AND REQUIREMENTS

Proposal Submission

NHCC invites qualified Proposers to submit proposals for the services described in this RFP.

Proposals must conform to the requirements set forth herein; non-conforming proposals may be

disqualified.

The RFP is available through the designated NHCC contact office and may also be downloaded via

the “Doing Business with NuHealth” link at www.numc.edu.

Submission Requirements:

• Electronic Media: One (1) electronic copy sent via email to:

o RFPSubmissions@numc.edu

Note:

• Electronic copies of the proposal must be received by NHCC no later than 4:00 p.m. on the

specified due date.

• Incomplete submissions may result in disqualification.

The selected Proposer will enter into negotiations with NHCC regarding contract terms. If

agreement cannot be reached within a reasonable time, NHCC may reject that Proposer and begin

negotiations with others.

Proposals should be clear, concise, and responsive to the RFP.

II. CONTENTS OF PROPOSALS

Each proposal must include the following:

1. Proposer Information

o Name and contact information (address, phone, fax, email).

o Organizational structure (corporation, partnership, LLC, etc.), date and state of

formation, ownership details (including any person/entity holding ≥5% interest).

2. Background & Operations

o History of the firm and services provided.

3. References

o At least three professional references, including contact information.

4. Regulatory & Legal Disclosures

o Any material negative findings, sanctions, or pending proceedings.

o Criminal convictions (past 10 years) of the firm, officers, directors, or affiliates.

o Civil penalties, judgments, consent decrees, violations, or sanctions (past 10 years).

o Current investigations, indictments, or litigation.

o Revocations or suspensions of permits/authority to do business (past 10 years).

o Barring from public proposal submission (past 10 years).

5. Scope of Services & Work Plan

o Proposed methodology, approach, and timeline.

6. Fee & Cost Proposal

o Clear identification of all costs, including billing practices and reimbursable

categories.

7. Conflict of Interest Disclosures

o Any material financial or family relationships that may create an actual or perceived

conflict of interest.

o Procedures the firm has in place (or will adopt) to mitigate conflicts.

III. REQUIRED PROPOSAL SUBMISSION CHECKLIST

• Proposal narrative addressing all required contents in Section II.

• Pricing proposal identifying all rates, fees, billing practices, and reimbursable categories, if

any.

• All required disclosure forms and certifications referenced in this RFP, including any

Procurement Law compliance forms.

• MWBE Utilization Plan, if required by this RFP and applicable to the Proposer.

• Any requested references, licenses, and supporting documentation demonstrating

qualifications.

• A cover letter signed by an authorized representative identifying the person(s) authorized to

negotiate on behalf of the Proposer.

IV. CONFIDENTIAL INFORMATION

The New York State “Freedom of Information Law,” Public Officers Law Article 6, permits

access to government records and may permit public access to proposals submitted in

response to this RFP. To protect any portion of responses that constitutes technical, financial

or other data whose public disclosure would cause substantial injury to a Proposer’s

competitive position, or would constitute disclosure of a trade secret, a Proposer must

designate any sections of its proposal that meet those criteria. NHCC assumes no

responsibility for disclosure of unmarked data for any purpose. NHCC will review such

designations in making its determination whether disclosure is required, which determination

shall be binding on the Proposer.

V. ANTI-DISCRIMINATION & MWBE PARTICIPATION

It is the policy of NHCC to comply with all federal, state and local laws, policies, orders,

rules and regulations which prohibit unlawful discrimination because of race, creed, color,

national origin, sex, sexual orientation, age, disability, or marital status, and to take

affirmative action in working with contracting parties toensure that Minority and Women-

owned Business Enterprises (MWBEs),Minority Group Members and women share in the

economic opportunities generated by NHCC’s participation in projects or initiatives, and/or

use of NHCC funds. NHCC’s anti-discrimination or other policies that promote equal

opportunities shall apply to this initiative and MWBEs are encouraged to submit proposals.

Pursuant to New York State Executive Law Article 15-A, NHCC recognizes its obligations

under the law to promote opportunities for maximum feasible participation of certified

minority-and women-owned business enterprises (M/WBEs) and the employment of

This is the opportunity summary page. It provides an overview of this opportunity and a preview of the attached documentation.

Solicitation:	Disability Insurance for Residents
Title:	6/15/26
Solicitation Type:	7/7/26
Status:

Disability Insurance for Residents

Attachment Preview

See also