(RFQ) 3rd Party Elevator Inspections

INSURANCE REQUIREMENTS
Elevator Consulting
Prior to the commencement of this Agreement, Contractor shall procure and maintain at all times during the term
of this Agreement insurance against claims for bodily injury or property damage which may arise from or in
connection with services performed under this Agreement and from the negligent acts, omissions and errors of
the Contractor, its officers, agents, representatives or employees. The insurance carriers used must be authorized
to conduct business in the State of Illinois and shall have an A.M. Best rating of not less than A: VII.
If the Contractor maintains broader coverage and/or higher limits than the minimum requirements, CHA requires
and shall be entitled to the broader coverage and/or the higher limits maintained by the Contractor. Any available
insurance proceeds in excess of the specified minimum limits of insurance and coverage shall be available to CHA.
In the event that Contractor utilizes subcontractors to perform any Services under the Agreement on its behalf,
Contractor shall require and verify that such subcontractors maintain the minimum insurance required herein or
as appropriate for the work performed and Contractor shall ensure that CHA is included as an additional insured
on subcontractor's liability insurance.
Contractor's insurance policies shall contain no exclusions for work performed under the Agreement for Chicago
Housing Authority or Low-Income Housing exposure. Policies must waive subrogation or any other right of
recovery Contractor or its insurer(s) may have against CHA because of payments made for injuries or damages
arising out of your ongoing operations of "your work" done under a contract with CHA.
Minimum Coverage and Limit Requirements
1. Commercial General Liability: General Liability Insurance on an occurrence basis with limits not less than
$1,000,000 per occurrence with an aggregate of not less than $2,000,000 covering bodily injury and
property damage. This coverage shall also include, but not be limited to, contractual liability, products
and completed operations, personal and advertising injury.
2. Auto Liability: Required when any vehicles (owned, hired and/or non-owned) are used in connection with
the Services to be performed, coverage limits of not less than $1,000,000 each accident combined single
limit for Bodily Injury and Property Damage.
3. Workers' Compensation and Employer's Liability: Coverage must be in accordance with the laws of the
State of Illinois and include a waiver of subrogation in favor of Chicago Housing Authority.
Coverage A - Statutory Limits
o
Coverage B - Employers Liability - $500,000 bodily injury or disease each accident; each employee
o
4. Professional Liability: Coverage is required when services are performed by licensed professionals and/or
Scope involves performing any elevator design, inspection, engineering, surveying, testing, or other
professional services. Professional Liability insurance appropriate to the Contractor's profession shall
provide coverage for the acts, errors, or omissions with a limit of not less than $5,000,000 per claim or
occurrence. Policy shall contain no exclusion for life safety systems or vertical transportation. When
policies are renewed or replaced, the policy retroactive date must coincide with, or precede, the start of
Services under the Agreement. A claims-made policy which is not renewed or replaced must have an
extended reporting period of two (2) years following termination of Agreement.
CHA Insurance Requirements 04/2026

5. Excess Liability: Shall follow the form of all primary coverage requirements as outlined above in the
amount of not less than Five Million Dollars ($5,000,000) in excess of all other coverages required. In no
event shall any excess or umbrella liability insurance provide narrower coverage than the primary policy.
Related Insurance Requirements
The Certificate of Insurance evidencing the minimum coverages required herein shall be in force on the Effective
Date of the Contract and continuously throughout the duration. The required documentation must be received
prior to the commencement of work under this Agreement.
It is understood and agreed to by the parties hereto that Chicago Housing Authority and others listed below shall
be included as Additional Insureds on Contractor's liability policies, with the exception of Professional Liability and
Employer's Liability and such insurance is primary to and will not seek contribution from any insurance,
deductibles, self-insured retentions and/or self-insured programs available to Chicago Housing Authority.
Certificate Holder: Chicago Housing Authority
60 E Van Buren
Chicago, IL 60605
Additional Insureds: Collectively referred to as the "Additional Insureds" shall include Chicago Housing
Authority, Chicago Housing Administration, LLC; and/or other Partnership, Limited
Liability Company as established by CHA; its respective commissioners, board members,
officers, directors, agents, property management firms, agents, employees, invitees and
visitors.
Primary Coverage: For any claims related to this Agreement, the Contractor's insurance coverage shall be
the primary policy. The Contractor expressly understands and agrees that any insurance
or self-insurance programs maintained by the CHA shall apply in excess of and shall not
contribute with insurance provided by the Contractor.
Prior to the issuing of the Notice to Proceed by the CHA, the Contractor shall submit a Certificate of Insurance via
PINS Advantage Certificate Tracking System, evidencing compliance with the insurance requirements set forth
above. You will receive an email with instructions for the submission of your insurance. Copies of the
endorsement(s) adding the CHA to Contractor's policy as an additional insured are required upon request.
Updated Certificates of Insurance are required for policies which renew during the term of this Agreement or
extensions thereof. Under no circumstances shall the Contractor allow any required coverage to lapse, cancel or
non-renew throughout the duration of the Agreement or extensions thereof.
At the CHA's option, non-compliance will result in (1) all payments due the Contractor being withheld until the
Contractor has complied with the Agreement; or (2) the Contractor will be assessed Five Hundred Dollars
($500.00) for every day of non-compliance; or (3) the Contractor will be immediately removed from the premises
and the Agreement will be terminated for default. The receipt of any certificates does not constitute agreement
by the CHA that the insurance requirements in the Agreement have been fully met or that the insurance policies
indicated on the certificate comply with all Agreement requirements. The insurance policies shall provide for thirty
(30) days prior written notice to be given to the CHA in the event coverage is substantially changed, canceled or
non-renewed.
CHA Insurance Requirements 04/2026

The Authority in no way warrants that the minimum limits contained herein are sufficient to protect the Authority
from liabilities that might arise out of the performance of the work under this Agreement by the Contractors or
its Subcontractors. The Contractor shall assess its own risks and, if it deems appropriate and/or prudent, maintain
higher limits and/or broader coverages. If Contractor maintains broader coverage and/or higher limits than the
minimum requirements above, CHA and Additional Insured require and shall be entitled to same. The Contractor
is not relieved of any liability or other obligations assumed or pursuant to the contract by reason of its failure to
obtain or maintain sufficient insurance.
The Contractor shall require all subcontractors to carry the insurance required and adhere to the same
requirements and conditions as outlined above.
The Contractor expressly understands and agrees that any insurance or self-insurance programs maintained by
the CHA shall apply in excess of and will not contribute with insurance provided by the Contractor and/or any of
its subcontractors.
CHA Insurance Requirements 04/2026